No one sets out to lose their homes. In fact, if you are like most individuals who face foreclosure, you have probably experienced an unexpected loss in income or an increase in your expenses. However, a good foreclosure attorney may be able to help you save your home. These are questions you should ask prospective foreclosure attorneys.
What Experience Do You Have With Foreclosure Litigation?
Each state has different foreclosure laws, so you need an attorney with extensive experience in this type of law in your state. For example, if you need foreclosure defense Columbia MD, seek an attorney who has worked on foreclosures in Maryland for at least five years. You should discuss the regulations and legal requirements for a valid foreclosure and how the attorney has helped previous clients. Ask about the number of cases in which bankruptcy was filed versus those that were actually litigated in court. Search for an experienced litigator.
What Do You Do To Remain Current in Foreclosure Law?
Look for an attorney who attends seminars or takes classes on foreclosure. These individuals keep their credentials and knowledge current. They understand new regulations. In most states, foreclosures aren’t handled the same way they were even five years ago, so it is vital that you work with a legal professional who has up-to-date knowledge of your state’s foreclosure laws so you receive the best defense.
What Is Your Communication Process?
Like most legal cases, foreclosures can take months to clear. Therefore, you need to understand how and how often your attorney will contact you. Ask how often you should receive updates. Also, find out the lawyer’s preferred method of contact. You should also discuss when you need to contact the firm, such as when something has significantly changed in your financial situation.
Who Will Work on My Case?
Even if you speak with a senior partner during your free consultation, your case may be handled by a number of individuals within the firm. For example, paralegals, investigators and support staff may work on your case. In addition, your account may be assigned to a junior associate.
Give yourself the best chance to save your home by fully vetting prospective foreclosure attorneys.